Kuwait Finance House K.S.C.P., together with its subsidiaries, provides Islamic banking services in the Middle East, Europe, and other countries. The company operates through four segments: Treasury, Retail and Private Banking, Corporate Banking, and Investment. The Treasury segment offers liquidity management, murabaha investments, and debt securities, as well as exchanges deposits with banks, financial institutions, and international banking relationships. The Retail and Private Banking segment provides various products and services to individuals, as well as customized banking services to high net worth individuals. The Corporate Banking segment offers banking services and investment products to corporates, such as commodity and real estate murabaha finance, local leasing, wakala, and istisna’a facilities. The Investment segment manages direct equity and real estate investments. The company provides current, alrabeh, saving, electron, gold, and baiti accounts; debit and credit cards; and installment, consumer, auto, construction, and other finances. It also offers deposits, letters of credit, and letter of guarantees. In addition, the company is involved in the provision of real estate development, leasing, trading, and management services; computer maintenance, consultancy, and software services; and healthcare services. The company was incorporated in 1977 and is headquartered in Kuwait City, Kuwait.